Index

Property

Purchase Price:

Option to Purchase (OTP):

Mortgage Loan

Loan (%):

Loan Tenure	1st Housing Loan	2nd Housing Loan	3rd Housing Loan
≤ 30 years	75%	45%	35%
> 30 years or extends past age 65	55%	25%	15%
Non-Individual Borrowers	15%

Downpayment (%):

Interest (%):

Loan Amount

Loan Tenure:

Important Timeline

30/Jun/2025 - Latest Date to Receive S&P from Developer

Developer has maximum 14 days to send S&P to Purchaser. They usually send out earlier after the Purchaser's booking deposit cheque is cleared.

21/Jul/2025 - Latest Date for Purchaser to Sign the S&P

To exercise the OTP, Purchaser must sign & return the S&P to the Developer within 21 days of receving them from the Developer.

04/Aug/2025 - Latest Date to Pay Stamp Duty

Stamp Duty must be paid within 14 days of signing the S&P.

Notes

CPF Requires 6-8 weeks to process the application for use of CPF funds. If insufficient time, this needs to be paid in cash.
For those that intent to use CPF funds for the 2nd property, they can only do so after setting aside the Basic Retirement Sum (BRS).

Payment Schedule & Estimated Duration

Duration	Cash / CPF		Loan		Est. Monthly Installment	Description
6-9 months						Foundation for unit completed
6-9 months						Reinforced concrete framework for unit completed
3-6 months						Brick walls for unit completed
3-6 months						Ceiling Of completed unit
3-6 months						Doors / windows frames / electrical wiring / plumbing completed
3-6 months						Carparks / roads / drains serving project completed
3-6 months						Vacant possession / TOP
6-12 months						Completion of S&P 2%, CSC 8%, 12 months from notice to take vacant possession 5%

The valuation and information published herein are based on certain assumptions, analysis and deductions of data and information available as at the date of publication, and which are subject to change at any time without notice. The valuation and information published herein are indicative only, and do not amount to a formal valuation by a licensed appraiser or valuer. The valuation and information may vary from other similar valuation and information provided by other sources because different parties may use different assumptions and methodology.

Huttons Asia Pte Ltd and its associates and affiliates (“Huttons Group”) do not represent or warrant the completeness, accuracy and correctness of the valuation and information contained herein. Huttons Group shall not be liable for any loss or damage howsoever arising as a result of any reliance by any person on any valuation or information contained herein.