Wealth Creation Pro

Buyer 1 (Add another)

Age

Citizenship

Citizenship	1st Property	2nd Property	3rd Property
Singaporean	0%	20%	30%
SG PR	5%	30%	35%
Foreigner	60%	60%	60%
Corporate	65%	65%	65%

First Property

Cash On Hand

Monthly Fixed Income:

Variable Income (AWS + Bonus):

Monthly CPF OA:

Current CPF OA:

Car Loan (Monthly):

Other Loan (Monthly):

Property

Property Type:

Private New EC

Property Price / Budget:

TDSR / Stamp Duty

Stamp Duty

Stamp Duty Rate (%):

Stamp Duty Payable:

ABSD Rate (%)

Citizenship	1st Property	2nd Property	3rd Property
Singaporean	0%	20%	30%
SG PR	5%	30%	35%
Foreigner	60%	60%	60%
Corporate	65%	65%	65%

ABSD Rates and Remission for Married Couples:
A married couple with at least one SC spouse jointly purchasing a residential property, where both the spouses do not own any residential property at the time of purchase, can apply for full ABSD remission.

ABSD Remission

ABSD Payable:

Estimated Maximum Purchase Price

Total Income

Income Weighted Average Age:

Max Loan Tenure

Loan Tenure	1st Housing Loan	2nd Housing Loan	3rd Housing Loan
≤ 30 years	75%	45%	35%
> 30 years or extends past age 65	55%	25%	15%
Non-Individual Borrowers	15%

TDSR (%):

MSR (%):

Max Loan Amount:

Max Monthly Installment:

Max Purchase Price (75% Loan):

Max Purchase Price (45% Loan):

Stress Test Interest Rate (%):

Estimated Mortgage Installment

Loan (%):

Downpayment:

Cash (Min 5%):

Cash/CPF (Min 20%):

Total Cash / CPF Required:

CPF OA Utilised:

Balance Cash / CPF Required

Balance CPF OA:

Balance Cash on Hand:

Legal Fee:

Valuation Fee:

Agent's Commission (%):

Agent's Commission + GST:

Loan Amount

Loan Tenure	1st Housing Loan	2nd Housing Loan	3rd Housing Loan
≤ 30 years	75%	45%	35%
> 30 years or extends past age 65	55%	25%	15%

Interest (%):

Estimated Monthly Installment:

Estimated Monthly Cash Top Up for mortgage installment:

Payment Schedule & Estimated Duration

Duration	Cash / CPF		Loan		Est. Monthly Installment	Description
9-12 months						Foundation for unit completed
9-12 months						Reinforced concrete framework for unit completed
3-6 months						Brick walls for unit completed
3-6 months						Ceiling Of completed unit
3-6 months						Doors / windows frames / electrical wiring / plumbing completed
3-6 months						Carparks / roads / drains serving project completed
3-6 months						Vacant possession / TOP
6-12 months						Completion of S&P 2%, CSC 8%, 12 months from notice to take vacant possession 5%

The valuation and information published herein are based on certain assumptions, analysis and deductions of data and information available as at the date of publication, and which are subject to change at any time without notice. The valuation and information published herein are indicative only, and do not amount to a formal valuation by a licensed appraiser or valuer. The valuation and information may vary from other similar valuation and information provided by other sources because different parties may use different assumptions and methodology.

Huttons Asia Pte Ltd and its associates and affiliates (“Huttons Group”) do not represent or warrant the completeness, accuracy and correctness of the valuation and information contained herein. Huttons Group shall not be liable for any loss or damage howsoever arising as a result of any reliance by any person on any valuation or information contained herein.